Rules Governing Cat® Credits

Commercial customers of Caterpillar Financial who have received a Cat Credits electronic certificate (“Participating Customers”) should use the Cat Credits in accordance with the rules set out below and stated on the Cat Credits electronic certificate (“Rules”).

The Rules may be revised or replaced from time to time by Caterpillar Financial and shall be binding on Participating Customers.

• Cat Credits can only be used to purchase parts, services (ie, repairs, maintenance), rental and work tools at a participating Caterpillar dealership (“Participating Dealer”) in the country of issuance.  
• Cat Credits cannot be used to purchase new or used Caterpillar machines or equipment.
• Cat Credits cannot be used to purchase items for personal, domestic, or household use.  Cat Credits may only be issued to businesses or sole traders that carry on business in Australia and hold a valid Australian Business Number (ABN).
• Unless a particular incentive program otherwise permits, Cat Credits will not be issued to any Government Agency or Government Official.
• Currently, Cat Credits cannot be used to purchase on parts.cat.com.
• Cat Credits cannot be used to reduce debt owed by Participating Customers to either Caterpillar Financial or Participating Dealer.
• Participating Customers have a set amount of time to use Cat Credits from the date of issuance and expire on a certain date outlined in the Cat Credits electronic certificate (“Expiration Date”).  Expiration Dates on Cat Credits may vary. No Expiration Date will be extended.
• Once a Cat Credits electronic certificate has reached its Expiration Date, unused funds represented by such expired Cat Credits electronic certificate can no longer be used or refunded. 
• Cat Credits cannot be redeemed for cash and are not transferable to any other person.  
• Cat Credits cannot be used to store or reload value.
• Participating Customers must comply with identification and “know your customer” procedures that may be required in the country of issuance before Cat Credits are issued.  Cat Credits cannot be accepted by Participating Dealer if Caterpillar Financial or Participating Dealer cannot lawfully do business with the Participating Customer.
• Neither Caterpillar Financial nor Participating Dealer accepts any responsibility or liability for lost, damaged, or stolen Cat Credit electronic certificate or any unauthorized use of Cat Credits.  Caterpillar Financial and Participating Dealer reserve the right to reject Cat Credits if fraud or unauthorized use is suspected.
• Applicable laws of the country of issuance of Cat Credits apply.