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One Account. All of Cat.
Your Caterpillar account is the single account you use to log in to select services and applications we offer. Shop for parts and machines online, manage your fleet, go mobile, and more.
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Compare Your Options
Hire purchase or lease? It helps to take a side-by-side look at your various financing options as you make decisions for your business. Compare financial products here.*
|
Chattel Mortgage |
Hire Purchase |
Finance
|
Operating
|
Who has ownership? |
You do | You do, at the end of the contract |
We do, but you have the option to purchase at lease-end |
We do, and the machine is returned to us at the end of the contract |
Am I building equity? |
Yes |
Yes |
None |
None |
Who benefits from capital allowances / Annual Investment Allowance? |
You do |
You do |
We do |
We do |
How high or low is my monthly payment? |
Higher |
Higher |
Lower |
Lower |
Are there early settlement restrictions? |
May be additional charges | May be additional charges |
May be additional charges |
May be additional charges |
| Where can I learn more? | Financing Options | Financing Options | Financing Options | Financing Options |
*Options vary by country and region. Options listed here are available for Australia and New Zealand customers only. Talk to your local dealer for specific options available to you.
Talk to a sales representative to find the best option for your business.
phone 1-800-010 808
