4 WAYS CAT FINANCIAL IS A PARTNER IN YOUR SUCCESS

Are you looking to acquire equipment or tap into financing to stabilize or grow your business? Just as it does for traditional Cat® machine owners — those who operate dozers, backhoes and loaders — Cat Financial offers the support you and your business need. We’ve served oil and gas operations for more than 35 years and about a decade ago established a team dedicated to the energy industry that offers solutions tailored around specific requirements. Here are four more things you may not know about Cat Financial — and how you can depend on us for the life of your business.

1. We finance the entire package. We don’t just provide financing for Cat engines, transmissions, pumps and electric motors — we offer solutions for the final product, whether that’s a frac trailer or a gas compression package. Loans aren’t your only option, either. Leasing assets is popular with many of our midstream gas compression customers, for example.

2. You can include us in your syndicated loan. Because oil and gas projects often require significant capital, financing may involve a group of lenders (a syndicate) providing funds. We can work with your existing bank or lender to serve as an additional source of capital for your project. In fact, banks often prefer to work with us in these situations because they know we’re not interested in competing for the rest of your financial business.

3. New equipment isn’t all we’re here for. Providing loans and leases for new packages or trailers is only part of what we do. Financing’s also available for used oil and gas equipment, rebuilds, upgrade kits and more. The Cat Card Program offers revolving account and invoice card options that make paying for smaller purchases — like parts or certain dealer services — fast and easy.

4. Seeing you succeed is our priority. Cat Financial isn’t a traditional bank or insurance company. We’re part of the Caterpillar family, just like you. We understand things other lenders don’t, and we work hard to support your success — because we know if you succeed with Cat equipment, you’re likely to purchase more of it. Unlike lenders who may jump in and out of the oil and gas industry depending on market conditions, we’re here for the long haul. When times get tough, we stay flexible to help you succeed. That may mean modifying terms, consolidating or restructuring debt, or setting up variable payment schedules.

If you’re interested in learning more about our financing solutions — and how they can help you acquire the assets you need to grow your business — the best place to start is with your Cat dealer, who can connect you with the oil and gas experts at Cat Financial.