Sign In
Welcome! Sign In to personalize your Cat.com experience
If you already have an existing account with another Cat App, you can use the same account to sign in here
Register Now
One Account. All of Cat.
Your Caterpillar account is the single account you use to log in to select services and applications we offer. Shop for parts and machines online, manage your fleet, go mobile, and more.
Account Information
Site Settings
Security
EQUIPMENT FINANCING TIPS: BUSINESS INSIGHTS BLOG
Equipment financing tips, tax basics and advice for growing your business — you’ll find the construction equipment financing help you need here.
Questions? We've Got Answers.
Looking for something specific? There's a good chance we've already covered it. Tell us what you're interested in.
-
2023-11-21 4 Ways Cat Financial Services Offer You More Value
November 21, 2023
Discover the advantages of Cat Financial services versus those of traditional lenders.
SEE THE DIFFERENCE -
2023-07-18 Complete Lease: A Lower-Cost Equipment Lease Agreement
July 18, 2023
Save money with an equipment lease agreement that includes maintenance and protection.
GET THE DETAILS -
2023-07-17 Engine Protection: Why Add Extended Service Coverage?
July 17, 2023
Find out how to add engine or generator protection to help control costs and downtime.
GET THE DETAILS -
2023-06-26 The Benefits of Buying or Leasing Used Cat® Equipment
June 26, 2023
Thinking of buying or leasing used equipment? See how either could benefit your business.
Learn More -
2023-05-13 The Buyer's Guide for Financing Cat® Equipment
May 13, 2023
Use these resources to simplify online shopping, Cat equipment financing and much more.
GET THE GUIDE -
2023-05-01 How Preventative Maintenance for Cat® Equipment Can Save You Money
May 01, 2023
Scheduled preventative maintenance can lower downtime, increase productivity, and improve your customer relationships while saving your business money.
FIND OUT HOW -
2023-04-25 Where to Start with Equipment Financing: Business Tools and Resources from Cat Financial
April 25, 2023
There's a lot to know if you're new to financing heavy equipment for the first time. To help, we've put together this guide with resources and tools to get you started and make sure you're prepared when you’re ready to apply for equipment financing.
GET THE GUIDE -
2023-04-12 What is Equipment Financing and How Does it Work?
April 12, 2023
Before you invest in heavy equipment, it's best to evaluate your equipment needs to ensure you choose the best option for your business. Learn more about equipment financing and how Cat Financial can help you find a solution for your business needs.
Learn More -
2023-04-01 6 Helpful Tips When Applying for Cat® Equipment Financing
April 01, 2023
Cat equipment financing can provide your business equipment funding, support and protection. Before you apply for equipment financing with Cat Financial, read these tips.
Learn More -
2023-03-14 Cat® Equipment Protection Plans: Coverage & Finance Options
March 14, 2023
Explore options to protect your Cat® machines and finance the equipment protection cost.
EXPLORE PROTECTION -
2023-03-01 Tax Considerations for Heavy Equipment
March 01, 2023
Purchasing heavy equipment is an investment that can offer many benefits for your business. If your business relies on heavy equipment to get the job done, it's essential to understand the tax obligations and benefits associated with owning equipment. Here are a few heavy equipment tax considerations to be aware of for your business.
Learn more -
2022-11-04 How To Finance Engine Overhaul Costs
November 04, 2022
What’s the best way to manage engine overhaul cost? Explore your financing options.
FIND OUT MORE -
2022-10-31 Options for Aquiring Heavy Equipment
October 31, 2022
Explore this guide to acquiring heavy equipment to learn more about the benefits of leasing versus buying equipment, as well as the different paths toward equipment ownership, including cash purchases, financing and renting.
Learn More -
2022-10-25 0% Equipment Financing - Too Good to Be True?
October 25, 2022
What is 0% financing and is it a good deal for you, the buyer? Read our guide to equipment financing to discover how zero interest loans work, and learn other ways to save money on your next Cat® equipment purchase.
Learn More -
2022-10-03 Should You Repair, Rebuild or Replace Cat® Equipment?
October 03, 2022
A machine rebuild offers distinct advantages over repair — and is less expensive than replacement. Let’s review the pros and cons of repair, rebuild and replace.
COMPARE YOUR OPTIONS -
2022-09-30 Ways to Save on Heavy Equipment
September 30, 2022
Learn about the many ways to save on heavy equipment. From renting to financing, there are tips and tricks to get the most out of every dollar you spend on acquiring heavy equipment, financing a rebuild, buying parts or paying for service.
Learn More -
2022-08-08 How Much Does It Cost to Rebuild Your Cat® Machine?
August 08, 2022
Cat® Certified Rebuilds cost 55-60% of a new machine. Get your equipment back to work in about 8-12 weeks with the help of Cat Financial.
FIND OUT HOW -
2022-03-27 The Ultimate Guide to Cat® Equipment Leasing
March 27, 2022
Equipment leasing can help you manage expenses and improve cash flow. Learn the difference between a finance or operating lease and which is best for your business.
Learn More -
2021-12-01 Benefits of a Cat® Card with Cat Financial
December 01, 2021
Maintain flexibility in your finances and take advantage of dedicated customer service just for Caterpillar customers with a Cat® Card from Cat Financial.
Learn More -
2021-12-01 Cat Power Finance: Solutions Tailored to Your Industry
December 01, 2021
Experts on the Cat Power Finance team are dedicated to finding solutions for oil and gas, electric power, industrial power and rail industries.
GET DETAILS -
2021-09-01 How to Make the Most Out of Equipment Financing
September 01, 2021
When your construction business needs new equipment, Cat Financial can help you make the right equipment financial decisions.
Learn More -
2020-11-30 5 Steps to Stop Equipment Theft
November 30, 2020
Heavy equipment theft is a problem acoss the world, and costs businesses millions every year. Here are 5 steps to help your business prevent equipment theft.
Learn More -
2020-11-01 How Technology Can Help You Operate Your Business
November 01, 2020
Free and low-cost tech can help you compete in the modern economy
Learn More -
2020-10-06 How Contractors Can Weather an Economic Downturn
October 06, 2020
Early preparedness is your best defense against an economic downturn.
Learn More -
2020-09-15 What Construction Jobs Aren't Worth Taking?
September 15, 2020
Don’t bid on jobs that aren’t worth your company’s time and resources.
Learn More -
2020-08-31 Caterpillar Pay for Use™ and How it Can Help
August 31, 2020
Discover how the Caterpillar Pay For Use™ program can improve your cash flow and offer more convenience and flexibility in your daily business operations.
Learn More -
2020-08-05 4 Tips to Generate Cash Flow as a Mining Company
August 05, 2020
Learn More -
2020-07-01 Bids that Beat the Competition
July 01, 2020
4 Tips to help you improve your bidding strategy to win construction projects
Learn More -
2020-06-08 Tips for Scheduling Equipment Maintenance
June 08, 2020
Maintaining the equipment you acquire through various finance and lease options is vital for getting a consistent return on your investment.
Learn More -
2020-05-31 Managing Cash Flow When the Market Takes a Downturn
May 31, 2020
Discover what your business can do to protect itself and continue to develop and grow, even in difficult circumstances.
Learn More -
2020-04-30 The Equipment Financing Questions You Need to Ask at Your Next Trade Show
April 30, 2020
Discover key leasing and financing options from potential providers.
Learn More -
2020-01-15 What Lenders Look For: The C’s of Credit
January 15, 2020
Equipment financing lenders use the C’s of credit to help determine your credit worthiness. We’ve broken them down to help you prepare before you apply.
Learn more -
2019-12-31 The Tax Benefits of Buying Used Equipment
December 31, 2019
Maximize the value of your used equipment purchase by taking advantage of the numerous tax benefits available once you add used equipment to your fleet.
Learn More -
2019-12-20 Equipment Leasing vs. Financing
December 20, 2019
Both equipment lease and loan options have their advantages. Find out which can help you best optimize your budget in our equipment lease vs loan comparison.
Learn More -
2019-10-10 The Value of a Captive Finance Company
October 10, 2019
A captive finance company is one owned by the manufacturer of the products you’re buying. And captive financing offers several benefits traditional lenders don’t.
Learn More -
2019-10-05 4 Steps to Overcome Financial Hurdles
October 05, 2019
Overcome the financial barriers that may be stunting your business' growth with these four steps. Don't let financial hurdles limit your ability to reach your goals.
Learn More -
2019-09-30 How Does Small Business Equipment Financing Work?
September 30, 2019
Looking into financing equipment for a small business? See how small business equipment financing works and why you should consider lease and financing options.
Learn More -
Protecting Your Small Business: 3 Reasons to Make Sure You're Covered
Be prepared for the unpredictable to keep business running smoothly.
Learn More -
Do I Need Commercial General Liability Insurance?
Protect your business against financial loss related to bodily injury, personal injury or physical damage to others.
Learn More -
Fraud Prevention Checklist: 10 tips to help protect your personal and financial information
Our fraud prevention checklist has 10 tips to help you protect your personal and financial information. Learn how to recognize impersonators and more.
Learn More -
Heavy Equipment Financing Calculators
Our payment and affordability calculators can help you make the right equipment financing decision. See our options of heavy equipment financing calculators.
Learn More -
Find Out How Skip Payments Can Help You Manage Your Business Better
What are skip payments? How do I skip payments? Leverage the flexibility of skip payments during seasons you aren’t working
Learn More
